How to Do a Background Check on Yourself: Step-by-Step Guide

Most people never think about their own background until someone else looks into it. It could be during a job search, a home rental, or even while applying to volunteer. Suddenly, you wonder: What would they find if they ran a background check on me?

Sometimes public records contain old or incorrect information. Other times, small mix-ups like a shared name or outdated criminal history records can create confusion. Running a background check on yourself isn't about being suspicious—it's about being prepared. It helps you see what's out there before others do and gives you time to fix anything that's wrong.

Here's how to check your own background correctly and safely.

Step 1: Request Your Criminal Record

The first step in any background screening is to review your criminal record. Start with official sources. The FBI Identity History Summary gives a national overview of arrests linked to your fingerprints. You can request this online, pay a small fee (around $18), and receive it within a few days of processing time.

Next, check your state's criminal record search system. In North Carolina, this is handled by the State Bureau of Investigation (SBI). In South Carolina, it's through SLED's CATCH portal. These are trusted sources that employers often use when conducting their own checks.

If you want to go even deeper, visit your county courthouse or access online databases for civil court records and criminal cases. Local courts often hold the most recent updates. Always use legitimate government websites, not random online "people search" tools that may contain errors.

Step 2: Review Your Credit Reports

Credit information isn't always part of every check, but many employers and landlords include it in their background check policies, especially if the role involves handling money. Visit AnnualCreditReport.com to access your credit reports from all three major bureaus. It's the only site authorized by the federal government for free weekly reports.

Look carefully for incorrect accounts, identity theft signs, or outdated debts. Correcting these before a background screening can prevent misunderstandings.

Step 3: Verify Driving and Professional Records

If you drive for work, request a copy of your motor vehicle record from your state's DMV. This shows violations, accidents, or license suspensions. Make sure your address and license number are current. Processing typically takes 5-10 business days.

For professional licenses, check directly with the state licensing board. Whether you're a nurse, realtor, or contractor, this ensures your credentials are valid and that there are no unexpected notes about disciplinary action.

Sometimes, you'll need to send a notarized letter or identification proof to confirm your request. Always follow the official instructions listed on the state website.

Step 4: Check Court and Civil Filings

Background checks can include information from civil court records, especially if the role you're applying for involves financial or legal responsibilities. You can look up federal cases using PACER, a government-run database that allows the public to access court documents.

For county-level cases, many local courts have public search portals. If not, you can visit the courthouse in person. Ask the clerk for guidance on accessing your file. It might include old lawsuits, debt cases, or judgments. Even if a case was dismissed, it could still appear until records are updated.

Step 5: Search Public Databases Carefully

You can also check free online resources like the sex offender registry managed by the Department of Justice. Search your name to make sure there's no mistaken listing.

Be cautious with "people search" websites that promise instant results. Many pull data from outdated or incomplete public records. They might even list the wrong person if names or addresses are similar.

If you find your personal information listed on these sites, look for their "opt-out" pages. Many allow you to remove your data at no cost. This helps protect your privacy and prevents identity theft.

Understanding what appears in a background check and how long it takes to process can help you plan ahead. Learn more about what employers actually see and typical processing times for different types of screenings.

Fixing Errors or Outdated Information

If you discover an error, the Fair Credit Reporting Act gives you the right to correct it. Every background reporting company must investigate disputes and update or delete incorrect data.

Start by contacting the agency that issued the report. Provide copies of documents proving the correction, such as a court order or letter from law enforcement. Keep records of every communication. Most agencies must respond within 30 days of your dispute.

Common errors include outdated criminal charges, duplicate records, or someone else's information linked to your Social Security Number. Correcting these mistakes now can save you from losing a job offer or housing opportunity later.

What a Background Check Actually Includes

Understanding what appears in background reports helps you know where to focus your review. The most common sections include:

Criminal history records: Arrests, charges, and court outcomes at county, state, or federal levels

Credit reports: Payment history and financial responsibility (used in some financial or trust-based jobs)

Employment verification: Confirms work experience, previous roles, and dates of employment

Education verification: Confirms degrees and certifications you've claimed

Motor vehicle record: Lists violations, license status, and suspensions (for jobs involving driving)

All these checks must follow the Fair Credit Reporting Act (FCRA), which gives you the right to know what's in your report and dispute any errors.

How North and South Carolina Residents Can Check Their Records

If you live in North or South Carolina, there are direct ways to get your state-level information.

In North Carolina: The SBI allows you to request a "Right to Review" report. You'll need to provide fingerprints through an approved location and pay a small fee. This report shows your official state record and follows North Carolina's background check requirements.

In South Carolina: Use SLED's CATCH system to run a criminal record search instantly online. You'll receive an official document you can save or print.

Both states also allow you to verify public records related to civil cases, property, or licensing through government portals. These are the same sources private investigators rely on during background screenings. If you're unsure about what certain entries mean, an investigator can help interpret the data and explain how it may appear in professional checks.

When to Call a Professional

While most people can handle the basic steps on their own, there are times when calling a licensed private investigator helps.

If your background spans multiple states, includes sensitive information, or you've faced issues with identity theft, a professional can help you navigate the process. Investigators have experience in retrieving official records, interpreting complex data, and spotting missing information that online systems overlook.

They also understand background check policies in detail, including how drug screenings, employment verifications, and court checks interact during pre-employment processes. Having professional guidance ensures your results are accurate, complete, and legally compliant.

Know What Others See Before They Do

Checking your own background helps you catch small mistakes, correct outdated records, and understand how your information appears during professional or housing applications. Taking this step now means fewer surprises when it matters most.

At Davis & Forest Investigative Group, we help clients throughout North and South Carolina navigate personal and professional screenings with confidence. Whether you're preparing for a job, clearing up old records, or confirming your identity details, our team can help you review, verify, and understand every part of your report.

Call us at 704-912-2010 or visit our background check services page to learn how we can help you prepare for employment screenings and other background reviews.